Finance
Your dream kitchen or bedroom doesn’t have to break the bank. Take a look at our finance options below to help you decide the best way to buy your new kitchen or bedroom.
We offer credit so you can manage your investment
Option 1: Buy Now Pay Later
Whether you’d like to pay in one lump sum, or by spreading the cost, pay in full within the first 12 months of receiving your kitchen, bedroom or bathroom and no interest will be charged (£29 exit fee applies).
| REPRESENTATIVE EXAMPLE | |
|---|---|
| Cash price | £15,000.00 |
| Deposit | £3,750.00 |
| Amount of credit | £11,250.00 |
| Duration of agreement in months | 132 |
| Interest rate % (Fixed P.A) | 17.9 |
| Representative % APR | 17.9 |
| No. of monthly payments | 120 |
| Monthly payments value | £223.95 |
| Total amount payable | £30,624.00 |
| Settlement Fee | £29.00 |
If settled in full within the deferral period then there is no interest to pay, just the amount of credit plus the exit fee. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.
Option 2: Low Monthly Payments
Whether you’d like to pay in one lump sum, or by spreading the cost, pay in full within the first 3 months of receiving your kitchen or bedroom and no interest will be charged (£29 exit fee applies).
| REPRESENTATIVE EXAMPLE | ||
|---|---|---|
| Cash price | £15,000.00 | £15,000.00 |
| Deposit | £3,750.00 | £3,750.00 |
| Amount of credit | £11,250.00 | £11,250.00 |
| Duration of agreement in months | 63 | 123 |
| Interest rate % (Fixed P.A) | 12.9 | 12.9 |
| Representative % APR | 12.9 | 12.9 |
| No. of monthly payments | 60 | 120 |
| Monthly payments value | £251.35 | £162.66 |
| Total amount payable | £18,831.00 | £23,269.20 |
If settled in full within the deferral period then there is no interest to pay, just the amount of credit plus the exit fee. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.
Have your kitchen, bedroom or bathroom fitted and make full use of it before making any payments!
PLEASE NOTE FINANCE IS ONLY AVAILABLE ON TRADE ORDERS ON A DISCRETIONARY BASIS.
Credit is subject to status and affordability. Terms and conditions apply. Bucklescale Limited, Unit 21 Enterprise Trading Estate, Pedmore Road, Brierley Hill, DY5 1TX. Bucklescale Limited trading as Aristocraft Kitchens (FRN: 794399) is a credit broker not a lender and is authorised and regulated by the financial conduct authority. Credit provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital (UK) Plc, authorised and regulated by the financial conduct authority (register no. 704348).
